Where Seniors Learn To Save.

12 Discounts Seniors Didn't Know They Could Get (No. 3 Will Shock You)

Tuesday, January 15th, 2019

A wise man once said, "Watch your pennies and your dollars will take care of themselves." This holds true today, and when it comes to retirement, it's worth repeating: Watch. Your. Pennies. Once your income becomes fixed, maintaining a high standard of living is about what you save, not what you earn.

Here we've shared 2019's best penny-saving tricks to help our seniors save big in surprising places. Use one or more of these suggestions and you'll quickly find that all those pennies you've saved have turned into dollars.

Banks have been keeping a SECRET -- senior homeowners may be eligible for up to $100,000 in cash and it's easy to see if you qualify. Many seniors use this cash to make home improvements or pay off debt, but you can use the cash for anything - you could take a vacation or even buy a new car.

Deadlines for this program have not been announced yet, but it's best to take action before the program expires. This cash payment program makes it easy to update your kitchen or bathroom - could you imagine transforming your kitchen like the above photo? The Official $100k Survey Website makes it easy to see just how much you qualify for. These programs are completely free to see if you're eligible - click here to take the survey.

Many seniors either don’t realize they get a discount at major grocery stores or forget to ask the cashier when they checkout. The next time you visit one of these chains, make sure you are getting the discount you’re entitled to:

• Farm Fresh: 5% Discount on Tuesdays and Thursdays (55+)
• Piggly Wiggly: usually 5% off one day of the week, inquire at your location (55+)
• Kroger: 5% off on Wednesdays, varies by location (55+)
• Publix: 5% off on Wednesdays, varies by location – usually in areas with a Kroger (55+)
• Rite Aid: 20% off (excludes prescriptions) the first Wednesday of every month in the wellness 65+ program
• Walgreens: Up to 20% off on Senior Savings Day, the first Tuesday of the month, for 55+ and AARP members

Click Here To See The Full List for 2019

Has your heating system broken in the middle of the winter? Has your oven stopped working right around the holidays when you need it most? These types of costly home emergencies happen and often out of the blue. It’s incredibly difficult to save up for these types of repairs.

Fortunately, there is a special Home Warranty Program that is helping seniors save thousands of dollars. A lot of home emergencies are covered by this plan, making it simple and easy for seniors to take preventative measures to protect their home. Click here to see available plans just for you.

Don’t feel like cooking tonight? Seniors receive discounts at several restaurant chains across the country. We’ve put together a list below of the restaurants you may be eating at and not even using your discount:

• Applebee’s Senior Discount:> 10-15% off (varies by location) MAY require Golden Apple Card (60+) verified
• Arby’s Senior Discount:> 10% off – Also reports of a free drink (55+) varies by location
• A&W Senior Discount All American Food:> 10% Senior discount varies by location verified
• Backyard Burger:> Free drink with purchase
• Ben & Jerry’s:> 10% off for seniors (60+) varies by location verified
• Bennigan’s Senior Discount:> Discount varies by location (60+)
• Bob’s Big Boy:> Discount varies by location (60+)
• Bonefish Grill Senior Discount:> AARP members 10% off verified
• Boston Market Senior Discounts:> Discount varies by location (65+)
• Burger King Senior Discount:> 10% off (60+) plus additional discounts on coffee and soft drinks
• Bubba Gump Shrimp Company:> 10% off for AARP Members, 10% military discount verified
• Captain D's Seafood:> “Happy Wednesday Offer” Choice of 8 meals + drink for $4.99 or less- varies by loc. (62+) verified
• Carrabba's Italian Grill:> 10% off entire meal for AARP Members- not valid at Kirby and Woodway locations in Houston, TX verified
• Carrows Restaurants: Golden 55 Menu: Offers discounted breakfast, lunch & dinner (55+) verified
• Chart House:> 10% off for AARP members only verified
• Chick-fil-A Senior Discounts:> Chick-fil-A offers a free refillable senior drink, not including coffee. – Varies by location.
• Chili’s Restaurants Senior Discounts:> Chili's offers a 10% senior discount (55+) verified
• CiCi’s Pizza:> From website “Many of our stores do offer (senior) discounts” varies by location verified
• Claim Jumper:> 10% off for AARP members verified
• Corky's Homestyle Kitchen & Bakery:> Special menu and Senior Frequent Diner Club Card (buy 9 meals, get 1 free) (55+) verified
• Country Kitchen:> Great Senior Menu (55+) verified
• Culvers Corner:> 10% off senior discount (60+)
• Dairy Queen:> 10% off for seniors (15% for coaches) varies by location (free small drink at some locations)
• Denny’s:> Senior discount varies by location, 15% off for AARP members verified
• Dunkin’ Donuts Senior Discount:> AARP members receive a free donut with the purchase of a large or XL beverage (at participating restaurants) verified
• Einstein’s Bagels:> 10% off (60+)
• El Pollo Loco:> 10% senior discount (60+), 15% military discount verified
• Fazoli's:> Join “Club 62” for special senior menu items (62+) verified
• Friendly's Restaurants:> 10% off meal w/ free coffee at breakfast or free small sundae during non-breakfast hours verified
• Fuddrucker’s Senior Discounts:> 10% off any senior platter (55+)
• Gatti’s Pizza:> 10% off (60+)
• Golden Corral:> Senior discount varies by location verified
• Hardee’s:> $0.33 beverages everyday -also reports of 10% off (52+)
• IHOP:> Every night at IHOP from 2pm to close they have BUY one get one FREE on any menu item with the purchase of 2 beverages. Not valid with other discounts or coupons. (55+) verified
• Jack in the Box:> up to 20% off (55+)
• KFC:> Free small drink with any meal (55+)
• Krispy Kreme Senior Discount:> 10% off (50+) (age and discount varies depending on location). Free donut with purchase of coffee Feb 6-28, 2017 verified view details
• Landry's Seafood Senior Discounts:> 10% off for AARP members (50+) verified
• Long John Silver’s:> Various discounts at locations (55+)
• McCormick & Schmick’s:> 10% savings on food and beverages (excluding alcohol) for AARP members (50+) verified
• McDonald’s:> Discounts on coffee everyday (55+)
• Mrs. Fields:> 10% off at participating locations (60+)
• The Oceanaire Seafood Room:> AARP members receive 10% off of food and non-alcoholic beverages (every day). verified
• Outback Steakhouse:> 10% off AARP members for meals (alcohol excluded) verified
• Old Country Buffet:> Daily discounts for seniors (55+) verified
• Papa John's Senior Discount:> Papa John's says to check with your local stores (meaning no standard senior discount policy). Try coupon codes GET40 or 25OFF. AMAC members receive 25% off, enter code “25SAVE” verified
• Perkins Senior Discount:> Fifty-Five Plus menu Offers special deals (55+) verified
• Polo Tropical:> 10% off (50+)
• Ponderosa Steak Houses:> Senior Discounts Vary- Senior menu available (60+)
• Rainforest Cafe:> 10% off for AARP members (50+) verified
• Richie Roman's Barbecue:> 10% off (52+)
• SaltGrass Senior Discounts:> Save 10% for AARP members (50+) verified
• Shoney’s of Knoxville:> Join the Shoney’s “Golden Age Club” for 10% off (60+) verified
• Sizzler:> Offers “Honored Guest Menu” (60+) varies by location verified
• Smashburger: Buy One Entrée Get One Free or Free Side with Any Purchase
• Sonic:> 10% off or free beverage (60+) varies by location
• Steak ‘n Shake:> 10% off every Monday & Tuesday (50+) Senior discounts discontinued July 2010 verified
• Subway:> 10% off (60+) varies by location verified
• Sweet Tomatoes:> Senior Meal Deal: $8.29 (includes beverage) from 2-5pm, Mon-Friday. This is offered at all 97 nationwide locations. verified
• Souplantation Senior Discounts:> Senior Meal deals Mon-Thu 2-5pm $7.99 all you can eat including fountain beverage and/or coffee. All other times 10% off (60+) verified
• Taco Bell:> 5% off; free beverages for seniors (65+)
• TCBY:> 10% off (55+)
• Tea Room Cafe:> 10% off for seniors (50+)
• The Old Spaghetti Factory:> Spaghetti Factory “Senior Menu” offers discounted list of menu items verified
• Traditions Restaurant (East TX):> Senior platter meal for $4.71 (50+) verified
• Uno Pizzaria & Grill:> “Double Nickel Club” 25% off on Wednesday (55+) verified
• Village Inn:> 10% off (60+)
• Waffle House Senior Discounts:> 10% off every Monday (60+)
• Wendy’s Senior Discount:> Senior age and special offer will vary depending on the restaurant location. Please ask the restaurant for details. verified
• Whataburger:> Free drink w/ purchase of a meal- varies by loc. (55+)
• White Castle:> 10% off (62+)

Click Here to see more...

• https://www.mealsonwheelsamerica.org/signup/find-programs/
• https://www.n4a.org/
• https://www.voacolorado.org/gethelp-northernco-diningservices

Most seniors are unaware of the government program that can reduce their mortgage payments every month. Several senior homeowners have saved thousands on their mortgage in 2018 with the HARP Program. HARP expired in 2018, but there are new programs available that could actually save you EVEN more than $4,264 per year.

Sound too good to be true? That's because the banks don't want you to know about this program. They do their best to keep programs like this under wraps because they work in Senior Homeowners' favor. The Homeowner Savings Quiz tells you how much you could save with this program at absolutely no cost to you. It takes about 1 minute to complete and benefits millions of Seniors like you.

Forget loyalty to your insurer. Leverage your age to shop quotes and you could qualify for a huge discount on your car insurance. “Senior drivers have a wealth of driving experience, which actually gives them an advantage,” says John Erickson, vice-president of auto product management at Esurance. If you feel that you are overpaying for your car’s insurance, there is definitely a chance that you actually are. Check here to see competing quotes.

Seniors ages 62+ get a discount for a lifetime pass to national parks across the country. The pass is $80 and covers entrance fees at over 60 national parks and national wildlife refuges, such as Rocky Mountain (pictured above) National Park, Grand Teton, Yellowstone, and Yosemite. You can purchase your annual pass here.

How old is your car? If it is older than 3 years, or if you have more than 36,000 miles on your car, there’s a chance the warranty has expired. Many people think that they won’t have car issues for at least 8-10 years, but it is certainly better to be safe than sorry. There are many options for you to extend your auto warranty and seniors may save up to 60%. See what options are available and keep yourself from being blindsided by a costly repair.

You’ve probably heard a lot lately about solar panels. It’s actually not as difficult as it may seem to have installed, and you can receive huge cuts to your monthly power bill. Some states are even providing tax breaks to homeowners who have these installed.

The government program called Federal Residential Renewable Energy Tax Credit is giving senior homeowners in certain zip codes rebates for having solar panels. The rebates may actually cover most of the costs for setting up the panels, meaning solar panels could save senior homeowners thousands. These rebates incentivize homeowners to use clean energy by providing panel installations for free.

How do you find out if your home is eligible? Free-solarenergyquotes.com is letting homeowners find out instantly if their home qualifies. Just click here to take the free, no obligation survey.

If you’re visiting family and looking for a hotel room, make sure you ask about senior rates. Many hotels offer discounts for you, including the following:

• -Best Western
• -Choice Hotels
• -Comfort Inn
• -Crowne Plaza
• -Hyatt
• -La Quinta
• -Marriott
• -Omni Hotels and Resorts
• -Red Roof Inns
• -Wyndham Hotel Group

We all know and understand the importance of life insurance, and this site is going to compare rates for you at requested coverage amounts up to $1,000,000. Even if you already have a life insurance policy, it never hurts to see if you can improve yours. An accredited business by the BBB, National Family Assurance finds the best policy for seniors and partners with top name brands such as Transamerica and FidelityLife. See if you could improve your life insurance here.

Many seniors don’t know that their credit scores are constantly changing and awareness of your current score means preventing fraud, and false or incorrect information that could result in an embarrassing rejection, or worse, identity theft. Do you remember the last time you checked your credit score?

Monitoring your credit is something that seniors, especially those have worked hard to maintain a good credit rating, should be doing. It’s not just for folks with scores below 500, your score matters. Don’t let a credit surprise ruin an opportunity. Protect yourself now with monitoring options by clicking here.